Aqua Otter
Flexible Financing

Clean water
on your terms.

Don't let budget be the reason your family drinks subpar water. We offer flexible financing options including 0% interest for 12 months, extended 60-month terms, and 90-day deferred payment.

Same-day approval
No prepayment penalty
Apply in 5 minutes
Get Free Water Test First

Financing options

Multiple programs to fit every budget. Your specialist will walk you through what makes sense for your situation.

Most Popular

0% Interest — 12 Months

No interest, no fees — pay off your system over 12 months with equal monthly payments. Same-as-cash financing for qualified applicants.

  • 0% APR for 12 months
  • No prepayment penalty
  • Apply in under 5 minutes
  • Same-day approval possible
A $2,400 system = $200/mo for 12 months.
Low Monthly Payment

Extended 60-Month Terms

Spread the cost over 5 years for the lowest possible monthly payment. Competitive rates for qualified buyers.

  • Terms up to 60 months
  • Competitive fixed APR
  • Low monthly payment
  • Available on all systems
A $3,600 system = as low as $65/mo for 60 months (example rate).
No Payments Now

Deferred Payment — 90 Days

Get your system installed today and make no payments for 90 days. Pay in full within 90 days and pay zero interest.

  • 90 days same-as-cash
  • No payments for 3 months
  • No interest if paid in full
  • Perfect for tax season timing
Install now, pay in full by day 90, pay $0 in interest.

How financing works

01

Get your free water test

We test and design your custom system first — no cost.

02

Choose your system

We give you a written quote with the full system price.

03

Apply for financing

Fill out a simple online application — takes 3 to 5 minutes.

04

Get approved + installed

Same-day approval in most cases. Installation scheduled immediately.

Financing questions

Does applying affect my credit score?

The initial application uses a soft pull and does not affect your credit score. A hard pull occurs only if you proceed to full approval.

What credit score do I need?

We work with multiple lenders and financing is available for a wide range of credit scores. Customers with scores of 620+ typically qualify for standard terms.

Can I pay off early?

Yes — all financing options carry no prepayment penalty. Pay it off any time and you will owe nothing additional.

Does financing cover the full system including installation?

Yes. Installation is always free, so your financed amount is only the equipment cost. Nothing hidden.

What if I'm not approved?

We have multiple lending partners and will work to find a solution. We also accept cash, check, and all major credit cards.

Start with the free water test.

We test your water, design your system, give you a written quote, and then discuss financing options — in that order. No pressure, ever.

Get Your Free Water Test